Expert advice. Your decision. One partnership.
We bring the insight and recommendations from more than 1,200 closings; you make informed choices with everything in front of you; and together we get you the home you want.
10 steps to buying your home
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01
Explore and research
Look at what is on the market and watch how asking prices move. It is the quickest way to understand what your money buys where.
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02
Define your budget
Not just the most a lender will offer — the monthly payment you are genuinely comfortable with, including taxes, insurance, utilities and any HOA dues.
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03
Get prequalified
Credit history, employment and past finances all shape what you can borrow. A prequalification letter also tells a seller your offer is real.
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04
Partner with us
A buyer's agent finds the right homes, schedules showings, handles the offer and steers you clear of pitfalls — with market insight that helps you buy at the right price.
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05
Find your home
Tour the homes that fit, take notes, and look beyond the house — the neighborhood at different times of day, and how close it is to schools and shops.
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06
Make an offer
We build a compelling offer from comparable sales. Depending on the market it may be below, at or above asking, and we negotiate to get you the deal you want.
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07
Professional inspection
A qualified inspector examines the structure and systems, and the report tells you exactly what you are buying before you commit.
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08
Choose your mortgage
Back to your lender to choose the loan — fixed or adjustable, 15 or 30 years, or programs such as VA and FHA — whichever fits your comfort level.
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09
Home appraisal
Your lender independently appraises the home to confirm the price reflects its market value, which protects you as much as the bank.
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10
Closing
Your lender and the title company handle the formalities. Sign the final paperwork, the loan funds, and the home is yours.
Our daily mission here at Top Tier Realty is to provide a stress free client experience when Selling or Buying through transparency, education, honesty and integrity with the highest level of commitment to our clients.
